X  LThis is a data disk, not a startup disk.    RM1 NGNK P nS88.INSTRUCTIONS.CqABOUT.US....,!}˶9III.AWZ.04' -C....ANALYSISZ  *A....TABLE   *BEGIN.HERE #}ABOUT.US...,!/B....OTHER.SIDE55.INSTRUCTIONS.AG9/9*9*9*9*9*9*9*9*9* **\ /***9***************\/9*9*  ** ****E9*9* +@..9. Principal  ** ****]9*9* (\  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~?Jun@c(@(@/+@|@b/(@(@/+@|@b/@? @|4+@|@b/@? @|4?May@c @|4?Apr@c(@(@/c(@(@/+@|@b/@?/+@|@b/@? @|4?Mar@@? @|4?Feb@c(@(@?Jan@c(@(@/+@|@b/ Interest PrincipalBalance@@Q9+9-9-9-9-9-9-9----------------+@?b/?? ?|4***************/!!AReport Coord inates: E20  to N516!!V#Date $@..9. Starting Month  ** ****Y 9*9* @..9. Starting Year  ** **copyright 1986 **/ 9*9*  ** ****G 9\9*9*9*9*9*9*9*9*9* **/ \***9(@??(@(@..9. Monthly Payment  ** **  Richard M. Rowell **/9*9*  ** ****/ 9*9*  ** ****J 9*9*?..9. Interest  ** **  MORTGAGE AMORTIZATION **Z9*9* >@..9. Years  ** **  ANALYSIS FORM **/9*9*  ** ****9*9*_#0;N{@@? @|4?Jul@c(@(@/+@|@b/ @? @|4?Aug@c?Aug@? 굦 z@(@8:@9`M @|@?- "@|(@?Sep@?  z@|@?+ @|$@?Jul@? mz@(@h9@sP @|@?, @|&@z@(@s9@V&@|@?* @|"@?Jun@? ,yz@(@Јu9@c@@?Apr@? ւ[z@(@$v3?9@r4/@|@?) @| @?May@? ks|@?' @|@?Mar@? 0uz@(@0O?Z 9@BW@|@?( @| n)@ $z@(@eq/8@yEՓ@|@?& @|@?Feb@? +/ z@(@yp8@.x@|@[# .@|TotaleƟ@\I/R@|@:$ 0@||@% ?|@?Jan@?;["@|@:! *@||@" ,@|Year??eƟ@\I/R@;["@?? (@|4@?Dec@c܁8'z@(@(@/p40iXq8@?Nov@c_*z@(@(@/>8@H%@|@b /(@(@(@/0R 8@c(@|@b/&@?? &@|4@|@b/?$@?? $@|4??Oct@c-z@"@|4?Sep@c(@(@/+@(@(@/+@|@b/"@? (@pwJ:@*ѓ@|@?. $@|*@?Oct@? ]T3Bz@(@t}:@f{@|@?/ &@|,@?Nov@? J#.z@(@v:@]@|@?0 (@|.@? XOy@(@^=@W@|@?F @|=@?Feb@? yevy@(@QF*>@z .@|Total!@f@|@?DD 0@||@?E ?|<@?Jan@@?DA *@||@?B ,@|Year@?6bm@>:LMu@e@|@?oC(@P`(cq=@\@|@?@ (@|;@?Dec@? Y"dy@(@v=@e@|?Oct@?  $@|9@y@(@R<@I@|@?< @|7@?Aug@? Hry@(@3<@Ћh)@5@?Jun@? zy@(@0F<@-=6@|@?; @|6@?Jul@? Xr9|@?9 @|4@?May@? y@(@`B+ <@}@|@?: @| "8ܿy@(@t;@@|@?8 @|3@?Apr@? +m)y@(@p)XL;@.@|@?7 @|2@?Mar@?||@?5 ?|0@?Jan@? Hy@(@Cz';@ 顚@|@?6 @@?K-\t@heTs@?1@|@?o3 .@|TotalȆ eu@`?g7w@|@?D4 0@?Dec@? Vy@(@Ps:@?1@|@?D1 *@||@?2 ,@|Year@|@?G @|>@?Mar@? `Qy@(@0|M[i>@}@|@?H @|?@?Apr@? "4my@(@؜>@i@@|@?I @|@@?May@?|@?] "@|H@?Sep@? .0fhl{y@(@RA@2 |@|@?^ $@| =uy@(@9 NA@Lw@|@?\ @|G@?Aug@? !>y@(@0rA@giƅ@|F@?Jun@? b#zy@(@K+A@Aϴ(6@|@?[ @|G@?Jul@?%‘@|@?Y @|F@?May@? ߍYy@(@ A@5쀍@|@?Z @? ՞y@(@p2O@@u@|@?X @|E@?Apr@? eZy@(@{T@@@|D@?Feb@? 8ky@(@Xl@@],@|@?W @|E@?Mar@0@||@?U ?|D@?Jan@? fay@(@O|@@j"T@|@?V ear@?{ )K@u yw@Ss@|@?oS .@|Total_<@0D )@|@?DT ?Dec@? Py@(@XZ@@Ss@|@?DQ *@||@?R ,@|Y|@?O &@|C@?Nov@? Ը-y@(@ 9@@G0e@|@?P (@|C@y@(@?@D(@|@?N $@|B@?Oct@? =\y@(@ @nE]c@|@?J @|@@?Jun@? mûy@(@rq(?@@G~@H@?Oct@? +/vy@(@A@Nw@|@?_ &@|I@?Nov@? n[3N=ry@(@MgA@S8s@|@?` (@|I@?Dec@? Uaohmy@(@p B@vvn@ @|@P@?Feb@? <Qi(y@(@8'.)/D@G+@|@?w @|P@?Mar@ 0@||@?u ?|P@?Jan@? x@-y@(@X%2D@Βϳ0@|@?v|Year@?e|ݧ@Vz,|@ۙ05@|@?os .@|TotalzwcS@Y@|@?DtO@?Dec@? y2y@(@`+4C@ۙ05@|@?Dq *@||@?r ,@|@?o &@|O@?Nov@? 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Mpniv@(@X}U@Ce9@|@? $@|c@?Oct@? !y^v@(@? @|`c@?Aug@? Mtv@(@T@G'$Ì@|@? "@|c@?(@$#T@@|@? @|@c@?Jul@? /qv@(@U&߼T@$7@|@?May@? 'ev@(@;gT@/`ޫ@|@? @| c@?Jun@? Zȉv@@? @|b@?Apr@? v@(@8a=T@MEq@|@? @|c@(@hD[S@!,;@|@? @|b@?Mar@? ݼ0\v@(@!)T@ ~71@|?Jan@? #v@(@vDS@"wH0@|@? @|b@?Feb@? IQVv@@|@?o .@|Total+~|@>&pxm@|@?D 0@||@? ?|b@S@'91@|@?D *@||@? ,@|Year*@)?;X>@? @91@? BIv@%(@`SpS@(JB,@|@? (@|`b@?Dec@? v%-v@$(@"* ? $@| b@?Oct@? QOv@&(@$zGS@)936@|@? &@|@b@?NovR@+8K@|@? "@|b@?Sep@? >yOAv@'(@/0 S@*h29@|@Jul@? v@)(@tfR@,E@|@? @|a@?Aug@? C|v@((@? (@|c@?Dec@? 4R?IHv@(@AyU@Hb@|@?D *@||@? ,@|Year,@?a@{L?@Hb@|@?o .@|Totalݘ@u @M@||$@? @|e@?Apr$@? ?u@(@̑g9X@̡%\@|$@?  @|f@@(@Hf5/X@r:d@|$@? @|e@?Mar$@? \[u@(@#:}aX@y3@e@?Jan$@? T3Eu@(@<;OW@ZL{@|$@? @|e@?Feb$@? ɀuxE}z@| @?o .@|TotalXKT@ I@| @?D 0@|| @? ?|W@xE}z@| @?D *@|| @? ,@|Year.@ ?Pa)}@(z @Nov @? u:u@(@TW@. f`@| @? (@|`e@?Dec @? gʻZu@(@? $@| e@?Oct @? bu@(@ЈtjW@ -@| @? &@|@e@?(@ W@ o@| @? "@|e@?Sep @? "Ju@(@a9W@ H@| @?Jul @? Gz޽u@ (@rAV@ :@| @? @|d@?Aug @? oqu@ @? @|d@?Jun @? B{v@ (@ EV@ oq@| @? @|d@ (@'"MV@7=]6@| @? @|d@?May @? 68v@ (@U|V@I/2*@|?Mar @? 0S&v@ (@Ɋ,V@K@U,A@| @? @|`d@?Apr @? /v@| @? @| d@?Feb @? 1v@(@)FU@KMZ@- P@|$@?Sep$@? GKHu@(@pk Y@.i@|$@? $@|f@?Oct$@? #:u@$@?  @|`f@?Aug$@? vUu@(@H:cY@8w3v@|$@?  "@|f@(@d+H\@Em@|(@?D! *@||(@?" ,@|Year1@?kK'@dļ@Em@|(@?o# .@|TotalE iN@~MH:@|(@?D$ 0@||(@?% ?mAus@(@B0r`@y-k9@|0@?9 @|j@?May0@? K/ ='ds@(@HM`@@|@j@?Mar0@? B8s@(@³*P`@鄫@|0@?8 @|`j@?Apr0@? 1*@|0@?6 @| j@?Feb0@? rZ) s@(@$#.`@]8x@|0@?7 @|,@?D4 0@||,@?5 ?|j@?Jan0@? s@(@6* `@䛀,@?2 ,@|Year2@?yec@Ƥ#ږ@ekP7@|,@?o3 .@|TotalZq?,?@fR"@,@?0 (@|i@?Dec,@? ZIMs@(@'_@ekP7@|,@?D1 *@||(@="U_@8+y@|,@?/ &@|i@?Nov,@? OFs@(@PĢN_@9Q#@|?Sep,@? z.s@(@Q-}_@ @|,@?. $@|i@?Oct,@? 5 s@|,@?, @|`i@?Aug,@? J6s@(@`]^@I#%@|,@?- "@|i@@(@X"U^@q@C@|,@?+ @|@i@?Jul,@? M$ t@(@X0@^@Yw4@i@?May,@? 󆨉(t@(@HFJ^@^S@|,@?* @| i@?Jun,@? MЧt|,@?( @|h@?Apr,@? 8t@(@" ]@ּ5b@|,@?) @|\ʹVt@(@+rQ^]@0h@|,@?' @|h@?Mar,@? d%fCtGt@(@~)g]@gAp@|h@?Jan,@? 6{et@(@`<ղ!]@5w@|,@?& @|h@?Feb,@? |0@?: @|j@?Jun0@? 2a)Rs@(@#ʶ`@GS@|0@?; @|j@?Jul0@? !p8As@(@ǀ`@s@|0@?< @|j@?Aug0@? 0s|4@?P (@|l@?Dec4@? ί3sr@(@=Uc@q>@|4@?DQ *@|@(@z'?c@1`Ce@|4@?O &@|l@?Nov4@? 3ier@(@6-c@mP'R@l@?Sep4@? Y>r@(@A b@X8Jx@|4@?N $@|l@?Oct4@? 晜x.+r|4@?L @|`l@?Aug4@? NSsFRr@(@4nb@s7)@|4@?M "@|H½xr@(@] kb@r@|4@?K @|@l@?Jul4@? )er@(@zhpb@TG@|l@?May4@? cr@(@U+ Eb@@|4@?J @| l@?Jun4@? gB@|4@?H @|k@?Apr4@? G!br@(@ǜnb@K^"@|4@?I @? IƦr@(@v(a@mr<@|4@?G @|k@?Mar4@? 4XIr@(@YRA a@[?|k@?Jan4@? 59r@(@(a@He @|4@?F @|k@?Feb4@@xߍ@|0@?oC .@|Total'>&@;@|0@?DD 0@||0@?E (@a@xߍ@|0@?DA *@||0@?B ,@|Year3@?Y*@ \\.?Nov0@? Gr@(@zАvga@?M7M.@|0@?@ (@|`k@?Dec0@? `'FDyr@|0@?> $@| k@?Oct0@? /.H s@(@譎Ca@^?@|0@?? &@|@k@@(@%7`@+b@|0@?= "@|k@?Sep0@? ,Vs@(@Na@hB@|4@?oS .@|Total?@G9@|4@?DT 0@||4@?U ?|m@?Jan8@? wWq@(@qu}c@@|o@?May<@? IMvp@(@"wگ/f@3[@|<@?j @| o@?Jun<@ Z$ @|<@?h @|n@?Apr<@? ]Yp@(@2¥Qf@E@|<@?i ? ђp@(@Bve@f@|<@?g @|n@?Mar<@? F p@(@|:e@ ?|n@?Jan<@? ~p@(@JXze@xgݠ4@|<@?f @|n@?Feb<@ ]@qJ@|8@?oc .@|Total@G@}H@|8@?Dd 0@||8@?e@(@X xNe@qJ@|8@?Da *@||8@?b ,@|Year5@?t(;@@n@?Nov8@? oQ" q@(@H+1"e@j_@|8@?` (@|`n@?Dec8@? ]4q|8@?^ $@| n@?Oct8@? 'o2q@(@o d@t@|8@?_ &@|$G]q@(@T轠d@ɉ-O@|8@?] "@|n@?Sep8@? BpN{Hq@(@™٥d@/ @|m@?Jul8@? 6sq@(@@'}.vd@@|8@?\ @|m@?Aug8@? @|8@?Z @|m@?Jun8@? +Rq@(@ Kd@eGf@|8@?[ @? R-q@(@uHc@vd'@|8@?Y @|m@?May8@? h Cq@(@a"d@p)@|@m@?Mar8@? !Iq@(@"Wc@iӳ@|8@?X @|`m@?Apr8@8B+@|8@?V @| m@?Feb8@? i&q@(@v6xc@ @|8@?W ? mcp@(@}]f@|9&*@|<@?k @|@o@?Jul<@? _2̏ hp@(@V[f@1x6`@|<@?l @|`o@?Aug<@? kOPp@(@d2TAf@ɲ2@|<@?m "@rB|m@(@i@lXE&@|@@?D *@||@@? ,@|Year7@?}'@|p@?Nov@@? {Vm@(@5Ei@SZ@|@@? (@|p@?Dec@@? @|@@?~ $@|p@?Oct@@? {.Jm@(@)2Qui@`c @|@@? &@? +On@(@5Y i@=RX]@|@@?} "@|p@?Sep@@? }~n@(@ɋƽ@i@%g@|`p@?Jul@@? hzn@(@Ath@"v%@|@@?| @|pp@?Aug@@ 6t@|@@?z @|Pp@?Jun@@? 8UC߶n@(@Z 3h@g(W@|@@?{ ? M+o@(@0l(q@h@TY@|@@?y @|@p@?May@@? n@(@Vrh@ @| p@?Mar@@? XCp4No@(@gh@@|@@?x @|0p@?Apr@@ 8I@|@@?v @|p@?Feb@@? o@(@tqng@7@|@@?wTw@|<@?Dt 0@||<@?u ?|p@?Jan@@? Fso@(@o헉g@|<@?r ,@|Year6@?$M@ x٠@a Ly@|<@?os .@|Totalm@|<@?p (@|o@?Dec<@? E o@(@Vzg@a Ly@|<@?Dq *@|t=4!p@(@^K4g@eg6@|<@?o &@|o@?Nov<@? cr}O- p@(@%fAJg@@|o@?Sep<@? }H 9p@(@>ff@3@|<@?n $@|o@?Oct<@? I0X@lXE&@|@@?o .@|Totalp7R@0@|@@?D 0@||@@? ?|p@?JanD@? )i#Gm@(@{xj@vi#T@|D@? @|p@?Febn:s@|H@? @|q@?JunH@? [ni@j(@Q)VlAm@m8@|H@?H@? JP]i@l(@>sm@o9CV@|H@? @|q@?MayH@? i@k(@4SNam@? @|q@?MarH@? ϥ &j@m(@K:{6m@p_[Ñ<@|H@? @|q@?Aprll@r ^@|H@? @|q@?FebH@? fbj@n(@g5l@qƈ$@|H@@t3e@|D@?D 0@||D@? ?|q@?JanH@? Y0j@o(@||D@? ,@|Year8@y?cja@c^v@C@|D@?o .@|TotalĒ!@|D@? (@|pq@?DecD@? n^~j@t(@Bl@wC@|D@?D *@? D;JNk@v(@ l@yt @|D@? &@|`q@?NovD@? SPRk@u(@Ŷ%JHl@x+)"@|@q@?SepD@? ?GƎk@w(@* k@z7{A@|D@? $@|Pq@?OctD@oݪ@|D@? @|0q@?AugD@? M,ak@x(@V4k@{Euy@|D@? ? 7K'l3l@z(@wO0)k@}Q;n@|D@? @| q@?JulD@? k _k@y(@ak@| @|q@?MayD@? 4c9vkl@{(@]<&j@~@|D@? @|q@?JunD@i$@|D@? @|p@?AprD@? &' l@|(@ :ʏj@ciS@|D@?D@? Rkm@~(@+e Kj@@|D@? @|p@?MarD@? #n0l@}(@Z=lj@ @|q@?JulH@? W30i@i(@B-,n@laӊ@|H@? @|q@?AugH@? +aVh@h(@Ekn@k@|H@? "@|r@?SepH@? ; h@g(@%mn@j*@||L@? ,@|Year:@Y?L@/ ب@gv@|L@?o .@|Total X@|L@? (@|r@?DecL@? d@T(@(dOq@Wgv@|L@?D ? "D3Ke@V(@체q@Y I{f5@|L@? &@|r@?NovL@? h8Ve@U(@o@",q@X "@|r@?SepL@? (e}e@W(@`p@ZFy@|L@? $@|r@?OctL@\*@|L@? @|r@?AugL@? #)6e@X(@p@[~h@|L@?L@?  `f@Z(@6E+}p@]<9B@|L@? @|r@?JulL@? P]'`f@Y(@܁'p@? @|r@?MayL@? Bf@[(@d,[p@^Q|@|L@? @|r@?Junhp@`zu@|L@? @|pr@?AprL@? =f@\(@Jf :p@_+[@|L@ebL@? qamg@^(@Ձo@a|\G@|L@? @|`r@?MarL@? wAo~+g@](@? ?|@r@?JanL@? #̯g@_(@DORЬo@bm9@|L@? @|Pr@?F@^O=@y@|H@?o .@|Total_@_@|H@?D 0@||H@? )u&g@d(@uko@gy@|H@?D *@||H@? ,@|Year9@i?iyj7&@| r@?NovH@? 1h@e(@Y]*o@h'wSi@|H@? (@|0r@?DecH@J-蓁@|H@? $@|r@?OctH@? W9Grh@f(@L'Tn@iZ?C@|H@? GGSL@ @|L@?D 0@||L@? ?|s@?JanP@? ^vtd@O(@ɥ0sq@R xe@|P@? @|s@?FebP@? G,d@N(@X*q@QHF@|P@unT@? ^@:(@8I)t@=ao@|T@? @| t@?JulT@? {P}]@9(@? @|t@?MayT@? cC_@;(@4JWus@>^Kp@|T@? @|t@?J(@Ћs@@<4@|T@? @|s@?AprT@? ήsU_@<(@pxs@?p`@|T@?FebT@? ¥{Ģ`@>(@B|cs@AMDI@|T@? @|s@?MarT@? C9D`@=P@? ?|s@?JanT@? <gv`@?(@{;s@B++@|T@? @|s@*LRb@I(@p%Rr@L ɷ@|P@? @|ps@?AugQr@N,{hS@&(@3tv@),@|X@ugX@? <jU#U@((@emv@+0@|X@? "@|u@?SepX@? CẊGT@'(@? @|t@?JulX@? Ʌ=U@)(@~?v@,͵[I3@|X@? @|t@?A(@2,u@.i ҕ@|X@? @|t@?JunX@? : vrV@*(@Ԁv@-b.RE@|X@?AprX@? e9W@,(@Ju@/61mD@|X@? @|t@?MayX@? ;(W@+X@? @|t@?MarX@? ,wېX@-(@`e]u@00ҭ@|X@? @|t@/(@@?>C|k@r/ R@FK@|\@?o .@|eGRy@{I@|\@? (@|u@?Dec\@? ܋6A@(@3Auy@FK@|\@ct\@? hD%~D@(@6y@v"@|\@? &@|u@?Nov\@? Y])B@(@? "@|u@?Sep\@? n^>F@(@Rdӵx@Y#_@|\@? $@|u@?O(@BRNx@$Qζ@|\@? @|u@?Aug\@? G@(@0 Mx@Y C@|\@?Jun\@? ,FJ@(@_^ҸQx@Mv6V@|\@? @|u@?Jul\@? "COI@\@? @|u@?May\@? ڔZvL@(@ѯx@F\۹@|\@? @|u@(@ (gw@ _ܼ@|\@? @|pu@?Apr\@? ް:AN@(@w@o{~]@|`@?N[pCu6,@ (@ (@/Kz@ RD0m@|`@? @|`v@?Jul`@?N;y>%@ (@ (@/aX{@ X@|`@? @|pv@(@(@_-@&|@(@??(@(@_0# |@(@??(@(@_EJSF}@(@(@(@_Nx}@(@??(@(@ | | |V 9@|_a p{@(@??(@_5MN{@(@??(@(@_FI5F|@(@??(@(@_4 |@(@??{Gzd? |"9--+-9-9-9-9-9-9----V >@|_2[mz@(@??(@(@_/X]{@(@??(@2Interest............ (\? 9-9-9-9-9-9-9-9----Years|Gz?{Gzt?RQ?{Gzd?(\?{Gzd??{Gzd?> ףp=?{Gzd?zG??House C ost......... \@MORTGA GE TABLEUPercent  Down....... ?J +_@Richar d M. RowellEPrincipal.............Mb+@ RM1NK NKP nS|v@?Dec`@?N(@(@/ٽ|`@?D v@?Nov`@?N(@(@/ٽ|`@? (@@?Oct`@?N(@(@/ ٽ|`@? &@|?Sep`@?Ns\ @(@(@/yJ1u{@ ٽ|`@? $@|v?Aug`@?N p@(@(@/Te<{@ AsJ1u{@|`@? "@|v@??(@(@_pNB}@(@??(@(@_}jk~@(@??(@(@ | | |V 4@|_} }@(@??(@(@_e7~@(@??(@(@_Ӡ^~@*@||`@? ,@|Year?@ ?j+c@NGK@ٽ|`@?o .@|Total83++++++++++++++++++++++++++++++++++++++++++++++++++83+ +83+ The sole purpose of this "spreadsheet" is to +83+ provide a note on the main m 2 CA1NFNFP nS.<MORTGAGE AMORTIZATION75MORTGAGE AMORTIZATION is an AppleWorks Template disk 97designed to be run on any Apple ][ or // computer with ;9128K of RAM. Please feel6O=====|====|====|====|====|====|====|====|====|====|====|====|====|====|====|===(@_Ro6@(@??(@(@_ P@(@??(@(@ | 9-9-9-9-9-9-9-9----(@??(@(@_Țѷ@(@??(@(@_ $@(@??(@(@??(@(@ || |V @|_shoѐ@(@??(@(@_#@?(@(@_TI@(@??(@(@_ &@(@??(@(@_Y0@V $@|_5/@(@??(@(@_ [؄@(@??(@(@_ @(@?(@(@_/@(@??(@(@_S΁@(@??(@(@ || |_aҀ@(@??(@(@_Ck@(@??(@(@_< O@(@??(@_RĝQ@(@??(@(@ | | |V .@|_<c@(@??(@(@(@??(@(@_mγ@(@??(@(@_z O@(@??(@3;<>W@ +@|`@?X 0@9+9-9-9-9-9-9--------------9-+d@@<#Date Interest PrincipalBalance<!/!*!*!*!*!*!*!*!*!*!*!***************\ !*!***L !*!*$@  ... First Month **g !*!*+@..!. Principal@  ... First Year **f !*enu. +83+ +8 3+ But, ... since it is already here, perhaps +8 3+ you will decide to keep it as a scratch area. +8 3+ +8 eWorks spreadsheet.:8Instructions for all three programs are included on the :8MORTGAGE AMORTIZATION disk as AppleWorks word processor 75files. We recommend that you print out on paper the ;9directions for whichever spreadsheet(s) you plan t rate, and term (in years).Analysis B75 A thirty year analysis of a mortgage, broken into 64two fifteen year halves to operate on an AppleWorks desktop of 55K.Analysis C75 A thirty year analysis of a mortgage as one large Applrmal use, when you may have entered 53data to the template and later wish to return to a "virgin" template.$There are three programs included: Table A86 Calculates monthly mortgage payments based on loan -amount, interest but as a member of the merchant marine.<:Also, do copy this disk immediately, as your own backup. ;9This backup will be important not only in the event that ;9the original is lost or damaged, mutilated or worse, but <:also in the case of noonly that when distributing the disk ;9you request that the recipient send $5.oo to Pacific 42Technology Systems. For every $25.oo received, :8indicating you as the source, we will refund $5.oo to ;9you. Think of yourself not as a pirate, free not only to use this disk <:yourself, but also to copy it, give it to friends, add it 97to a club library, and/or ... whatever. This is a two ;9sided disk, and both sides can be copied with any PRODOS copy program.:8The developers ask ncipal **g!*!*#0;N{@..!. MonthlyvA  ... Total Payments ***!*!* Payment**<!\!*!*!*!*!*!*!*!*!*!*!***************/!*(\?..!. Interest`@  ... Final Year **c !*!*>@..!. Years3;<>W@  ... Total Interest **K !*!* +@  ... Total Pri3+ Columns A and C can be used for math, and +8 3+ column B for notes. +83+ +83++++++++++++++++++++++++++++++++++++++++++++++++++,' Pacific Technology Systems:O=====|====|====|====|====|====|====|====|====|====|====|====|====|====|====|=== MD. 2O856(3O1) 231-9O86n done to make working with a two-sided disk easier :8and because just as nature abhors a vacuum floppy disks detest unused areas.% Copyright 1986 ALL RIGHTS RESERVEDPACIFIC TECHNOLOGY SYSTEMSDEPT. C BOX 8OO5ROCKVILLE, volume /MORTGAGE!INSTRUCTIONS C Word Processor!A...TABLE Spreadsheet !C...ANALYSIS Spreadsheet 97Some files are redundant on both sides of the disk; if 97the name is identical the file is identical. This has 97beewhat's on the disk:"(Side 1) Disk volume /MORTGAGE!INSTRUCTIONS A Word Processor!INSTRUCTIONS B Word Processor!A...TABLE Spreadsheet !B1..ANALYSIS Spreadsheet !B2..ANALYSIS Spreadsheet "(Side 2) Disko not hesitate, however, to change these formats so that 31they fit your own needs, preferences and printer 97requirements. Before printing from a spreadsheet, you ;9may wish to choose print options (Apple-O) to redesign a form.Here's ng spreadsheets.64Printer information is stored along with Appleworks 31spreadsheets. Some suggestions are given in the ;9instructions for formats appropriate to different charts =;or tables that you might be printing out on your printer. <:D9a specific refinancing spreadsheet, refinancing data can :8be obtained by using the Analysis spreadsheet two times 97as if calculating on two different properties. Or, if ;9adventurous, you could design your own by using portions of the existi to be personal, aren't 75they? If you always follow the procedure of first <:calculating (Apple-K) then rearranging, moving, deleting, -etc., you can't go wrong. Well ... almost!<:Although this MORTGAGE AMORTIZATION disk does not contain ;eadsheets, always saving your files on your backup 1disk, leaving the original spreadsheets intact.:8Try other move, cut & paste, or rearrange techniques to 75get the spreadsheets to meet your own unique needs. 97Personal computers are supposed spreadsheets.1/Many features are included within the analysis <:spreadsheets that are not described here (one spreadsheet 97is worth a thousand words, you know). We suggest that 97you use, play with, modify, experiment, and add to the 86sprthe instructions. Even if you :8are using an extended RAM card, allowing you to use the 97full spreadsheet (Analysis C), we suggest that you try <:this splicing procedure with Analysis B1 and Analysis B2, 8as it represents a tutorial on combiningo use, 20although the instruction files can also be read on-screen.97Since Analysis B is a spreadsheet that has been broken %#into two halves we have included a 53step-by-meticulous-step procedure for splicing two 97spreadsheets as part of =;Pacific Technology Systems' templates require any Apple ][ ?=or // computer, any version of AppleWorks and perhaps just a small amount of common sense.97We specialize in the development of m but as a member of the merchant marine.<:Also, do copy this disk immediately, as your own backup. ;9This backup will be important not only in the event that ;9the original is lost or damaged, mutilated or worse, but <:also in the case of noer, an ImageWriter dot matrix printer.ted in developing data bases and templates for your #customized needs. Please ask us.?=Our materials, this booklet, disks, catalogs, advertisement, <:are produced on plain vanilla Apple equipment: AppleWorks ;9software, an Apple //e microcomput =;used to teach AppleWorks related activities to yourself as 3well as to others, particularly computer novices.=;We try to provide clear directions with our templates, yet =;still welcome questions on their use. Furthermore, we are =;interesicrocomputer data 75bases, some of which are now available as AppleWorks 64templates. We use an instructional approach during > <(#), Date, Interest, Principal and Balance for each monthly = payment on any amortized mortgage from one to thirty years. YEARS 1-30 (Form C want to  print the report?" !MISCELLANEOUS!------------- 5 3Columns A - C have been used for some intermediate > <(by touching Apple-A) this column can be used to return the >